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As for the usage of the library materials. while reasonable attempts have been made to ensure the accuracy of the information provided in this publication, the author does not assume any responsibility for errors, omissions, or contrary interpretation of this information and any damages or costs that could be incurred by these errors.

The e-Library reserve the right to add, modify, improve, or remove any educational content in the library collection.

The author cannot guarantee that the contents are completely accurate at any given time due to the rapidly changing nature of the internet.

The e-Library is not intended for use as a source of legal, business, educational, accounting, or financial advice. All readers are advised to seek the services of competent professionals in legal, business, education, accounting, and financial fields.


While examples of past results may be used occasionally in this work, they are intended to be for purposes of examples only. No claim is made or implied that the reader will receive the same benefits from these techniques.


The author does not assume any responsibility or liability whatsoever for what you choose to do with this information. Use your own judgment.


Any perceived slight of specific people or organizations, and any resemblance to characters living, dead or otherwise, real or fictitious, is purely unintentional.


In practical advice books, like anything else in life, there are no guarantees of results made. Readers are cautioned to apply their judgment about their individual circumstances and act accordingly.


Use this information at your own risk.